Swimming Your Way Out of Debt

by Rochelle Griffin on August 20, 2012

drowning in debt Swimming Your Way Out of Debt


Swimming Your Way Out of Debt

by Rochelle Griffin

When you look at your life today, are you happy with what you see? Or are you knee…even neck…deep in debt and can’t seem to get ahead? If you picked the latter, I want you to know that I understand. I want to share something today that I haven’t really talked about in detail publically before. In life, we tend to look at people as we see them today without thinking about what they’ve been through to get there. I didn’t wake up overnight with a successful business. Let’s go back in time 10 years ago…

Due to poor financial choices (basically I wanted to live a lifestyle that we couldn’t afford,) we found ourselves with $50,000 of credit card debt plus 2 mortgages. We woke up one morning and thought “What have we done?!?!?!” We were drowning in debt, so we made a decision to change our situation.

We put our Central Florida house up for sale. It literally sold to the very first couple who looked at it at the asking price! We both felt that this was a sign from God that we were doing the right thing. We moved up to the rural part of Gainesville into my mother-in-law’s house. Actually let me be more specific…we included me, my hubby, our 7 month old, and our 3 big dogs, and “we” moved into my mother-in-law’s 600 sq ft cottage along with her 2 big dogs.

Talk about culture shock. I apologize in advance if I offend anyone with the following statement: I used to call the area we had moved from the “armpit” of FL. I told my hubby that I felt like we moved from the “armpit” to the “crotch.” The pullout couch in the living area was our bed for 6 months. We had zero privacy, and I’m a girl who needs her privacy. I truly have to commend my mother-in-law for doing such an incredibly noble act. It wasn’t a picnic for her either.

About 6 months into living there, I couldn’t take it any longer. We had to have a place for ourselves. Our son was walking and needed the space. We were still in the midst of paying off debt using my nursing job salary, so we couldn’t afford to buy a house. We choose, instead, to buy a mobile home. It was one of the hardest decisions that I had ever made up to that point of my life. I had preconceived ideas about what it meant to live in a mobile home, and quite frankly, I was embarrassed. Wow, I was a snob and needed to be humbled.

We worked really hard to pay off the credit card debt in 6 years, but it was at a cost. I became an exhausted, burned out, unhappy nurse who turned to food to cope with the stress of life.

Fast forward a few months, I had lost 10 lbs using Slim in 6 and my coaching business was born. I wasn’t interested, however, in making money with my business…I simply wanted to help people. Well, about 3 months into my business, my younger brother was diagnosed with a brain tumor and would require 2 surgeries to reduce the size. During the first surgery, he suffered a brainstem stroke and was left paralyzed on the entire right side of his body. He needed intense rehab, but we discovered that his insurance wouldn’t cover the type of treatment that he needed. My hubby & I made the decision to private pay for it. This meant that we had to pull out our credit cards again and max them out. We simply did what we needed to do.

It was at that point that I decided to treat my business like a business…out of necessity. I had no idea how my life would change with that one decision, but I’m so thankful. As a result of treating my business as such, we’ve been able not only to pay off all the credit cards, but I’ve been able to quit my nursing job, bring my hubby home, AND become debt free in the process. Yes, we are still in our mobile home, but we are getting ready to build the house we’ve always wanted.

So you see, where I sit right now is a long journey of personal growth, blood, sweat, & tears. I had to persevere even when I didn’t want too. I had to be humbled. It didn’t happen overnight. If you are struggling right now, please know that I truly “get” it. I would love nothing more than to help you along the path to your freedom. It IS there…just waiting for you to grab it.

Contact me and let’s get you started.

A Toast to Your Health,

Rochelle Griffin

Coach Ro Headshot3 Swimming Your Way Out of DebtRochelle Griffin is a Registered Nurse with over 20 years experience who has transitioned her love for fitness, health, & freedom into a 6-figure company that now helps others live the life of their dreams.

She founded GOFITCOACH with her husband Keith after stepping onto the edge of financial & physical ruin. Having experienced a complete turn-around, they now desire to give hope & support to those who are dissatisfied with their current situation.

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{ 12 comments… read them below or add one }

Eric August 20, 2012 at 10:04 pm

ZERO comments???!!!! W H A T ??? You share very courageously on a very sensitive and difficult subject, and not 1 person can share a comment?

Well, I am going to be the 1st to say a big T H A N K Y O U!

I so appreciate you sharing something with us that probably was not easy, but absolutely necessary for all of our benefit. It also is filled with a lot of hope for all of us on a similar journey to restoration. I told you we have a lot in common!

Keep sharing, cuz I’m listening!

Rochelle August 21, 2012 at 8:36 am

You crack me up…and thank you! Yes, we do have a lot in common. :)

Lea Ann Overton August 31, 2012 at 1:26 pm

That’s an amazing journey, and by sharing it really makes you seem real (I know that you are), but to those of us who came to know you now vs then it is eye opening. Thank you for sharing.

Rochelle August 31, 2012 at 2:30 pm

We ALL have a story. Use YOURS to help others. :)

Yvonne Hyde September 5, 2012 at 8:27 am

Wow. Rochelle, thank you for sharing. You have been on an amazing journey. I am so looking forward to seeing your dream house.

Jennifer Heeter September 6, 2012 at 9:09 pm

This post gives me hope! We are two years into our debt snowball with a possible two more to go. We are also at the beginning of using our passions to help people and make money doing it!

Our family of 5 plus a dog and a cat live in a 837 sq ft home. We down sized to get out of debt and do things right this time.

I was able to relate to your story quite well. I have many days that I get very discouraged and wish I could speed up the process. It was nice to see you on the other side. And to see that you struggled just like me but now you are where you have worked so hard to be!

Thanks for the post.

Rochelle September 7, 2012 at 9:39 am

Jennifer, YES there is hope! Keep plugging away and you WILL get there! It was hard, but looking back now, I learned so much during the process.

Maiesha Love September 7, 2012 at 1:34 am

What an awesome story! I have been a nurse for ten years now, and can definitely relate. Thanks sooo much for sharing!

Catherine Gresham September 10, 2012 at 11:20 pm

I love your story. I have a story of my own and I feel like I am following the path God has intended for me as well. I pray he keeps me on that path so that someday I might experience the same freedom as you.

Rochelle September 11, 2012 at 7:28 am

Catherine, it’s really nice to hear from you. I can tell you that it won’t always be an easy road BUT if you are on His path, you will have freedom. If I can support or serve you in any way, please let me know.
~Rochelle

Allyson December 18, 2012 at 11:22 pm

Funny that I should be cruising Twitter today and you were one of those “recommended” to me!
I too am a Nurse, I have been unable to work since a near fatal motorcycle accident.
We have had our share of financial issues, I have had MAJOR weight gain and I feel I can truly relate with many things you are saying. My Speech Language Therapist is working with me to do a talk with Nursing students and pooof there you are, a TRUE inspiration to me!
Thanks!
I am so glad I have found this site!

Rochelle December 19, 2012 at 6:39 am

Allyson, you have given me chills! I’m so happy you found me too. If you are on Facebook, join me at http://fb.com/rochellegriffinfitness. I’d love to get to know you!!! :)

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